Apartment Projects & Apartment Portfolios


Protect Your Business, Your Way.

Jackson Insurance Services offers customizable business insurance that reflects the unique characteristics of your business.

Your Business Insurance Options Explained

While your day-to-day operations are complex, understanding business insurance doesn’t have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.

For Apartment Builders Owners

Apartment Project or Apartment building insurance can be complicated, and insuring wrong can cost our investors dearly. Jackson Insurance takes pride in taking the headache out of the insuring process, so that our Managers, Asset Managers and property owners can focus on what they do best. With over 30 years of experience of providing insurance for Apartment Projects, Jackson Insurance has the experience and size to handle all dimensions of the insurance needs for your Apartment Insurance. From new to older projects, to small or larger projects, we handle it all. From an apartment complex fire to visitor injuries or tenant concerns, we can help protect you from the risks you face as a business owner. Apartment Insurance provided by Jackson Insurance Services includes:

  • Apartment Property and Liability Insurance- Can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike and protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.

  • Apartment project Earthquake Insurance. (Tuck Under or Sub-T parking is no problem) Earthquakes can occur without warning, with sometimes devastating results. The best way to prevent becoming a part of these statistics is to prepare as much as you can before one occurs.

  • Loss of Rents Coverage “Business Income Coverage” (also known as Business Interruption Insurance/Loss of Rents Coverage.) -allows you to continue to receive income while your business is being restored. It not only helps you to cover expenses needed to keep a business operating after a loss, but it also helps you to replace lost revenue.

  • Umbrella / Excess Liability Insurance - Can shield your business from potentially ruinous lawsuits with additional liability coverage.

  • Tenant Discrimination Coverage- Can shield your business from potentially ruinous lawsuits with additional liability coverage.

  • Business Crime Insurance- Can protect against fraud, theft, forgery or robbery.

  • Employment Practices Liability - Can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees

  • Cyber Liability / Social Engineering- Can provide coverage for privacy breach response services and expenses incurred to notify parties affected by a security breach, including fees and costs related to hiring a company to operate a call center, and reimbursing you for post-event credit monitoring costs for victims of breach.

  • Ordinance Coverage -For your Apartment(s) covering building code upgrades after a loss. Covers the cost to demolish and remove debris of undamaged parts of the building and the increased cost to repair, reconstruct or remodel damaged or undamaged parts of the building to comply with a building ordinance or law.

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But wait there is more

Tailor your coverage with these additional insurance endorsements, coverages and polices to protect your Investment.

Protect your Investment with these additional insurance endorsements, coverages and polices to tailor your coverage:

  • Life Insurance for Business Owners - can help you plan for business succession, survive the loss of a key employee or partner and retain/reward your top people.

  • Worker’s Compensation Insurance -can satisfy your employees’ medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.

  • Business Auto Insurance- can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.

  • Equipment Breakdown-pays for direct damage and resulting loss of income caused by or resulting loss of income caused by or resulting from covered equipment breakdown.

  • Backup of Sewers and Drains- pays for loss or damage caused by water that backs up or overflows from your sewer or drain or enters into and overflows from a sump pump or any other system designed to remove subsurface water from a foundation area.

  • Guaranteed Replacements Cost Building- pays for repair or replacement of the building(s) at the described premises when replacement cost exceeds the policy limit and the terms of the Guaranteed Replacement Cost endorsement are met.

  • Employee Benefits Liability- covers the amount you are legally obligated to pay due to errors in the administration of any employee benefit program.

  • Hired and/or Non-owned Auto- pays for Bodily Injury or Property Damage arsing out of the maintenance or use of a ired automobile in the course of business by you or an employee, or the use of an non-owned automobile in the business by any person other than the insured.

  • Earthquake Sprinkler Leakage- pays for direct damage to Covered Property caused by the leakage of water from sprinkler heads or feed pipes resulting from an earthquake or volcanic eruption.

It’s important to remember your organization has specific needs which may change over time. As an apartment building owner, you will encounter challenges that require coverage to help you keep your business intact should an unexpected loss happen. Contact Matt Jackson for a customized insurance quote for your individual business needs. Because the more your know, the better you can plan for what’s ahead.